Our Services.

A range of compliance services to suit your requirements.

We can serve you on a project-by-project basis or create a bespoke package to draw on as needed, and you can access our support in different ways to suit your business requirements.

Financial Conduct Authority (FCA) Application

Obtaining FCA authorisation or ‘Part4A Permission’ as it is known formally from the FCA to conduct ‘regulated activities’ in the UK can be complicated, expensive and time consuming. This involves understanding the regulator’s assessment procedures and preparing for the regulator’s authorisation process, from putting together an application pack, to assisting with responses to questions raised by the regulator as part of the FCA’s Q&A sessions.

Compliance Audits/Health Checks

Regularly reviewing your compliance framework not only helps you to ensure you are meeting your regulatory requirements but also provides you with peace of mind that you have the right compliance policies, processes, systems and controls in place.

Compliance SUPPORT

With the fast pace of changing regulation and the often-significant demands on internal resources, it is difficult to keep up with new regulations, new risks or changes in the direction of a business. In these circumstances, we can provide the resources that you require to address discrete projects or to provide the support required in both implementing new procedures and addressing recently identified issues.

Senior Managers and Certification Regime (SM&CR)

Replacing the FCA’s Approved Persons Regime (which remains in place for Appointed Representatives), FCA authorised firms are no longer able to apply ‘Control Functions’ but must instead appoint Senior Management Functions (SMFs). These functions are typically held by the most senior people within a firm. This forms part of the Senior Managers element of SM&CR. The second element of SM&CR, the Certification Regime (CR), requires that firms determine whether they are required to appoint one or multiple Certification Functions (CFS).

Pick and mix service.

Use only what you need… a tailored service solution designed to meet your regulatory obligations.

Regulatory Returns – Regdata and Connect

The FCA has named its new information-gathering platform RegData, which the regulator says will replace Gabriel in a staged phase-out. Help and guidance with Retail Mediation Activity Return (RMAR) on RegData system, and the Connect system for approved persons, Senior Managers Functions and Firm Attestation.

COMPLAINTS HANDLING

We have vast experience in handling small firm retail client complaints. Dealing with the client, the PI Insurer and Financial Ombudsman Service (FOS). We make an independent assessment as to whether the complaint has merit or not and, in either instance, advise on the best way it should be dealt with. If required, we can undertake all necessary correspondence.

Treating Customer Fairly (TCF)

Help to ensure that TCF is implemented throughout your business. The FCA no longer carries out TCF specific visits, however this does not mean that they no longer think it is important. It does mean that by now they expect the principles of TCF to be embedded in all firms and to be the bed rock of their business models. The principle is to ‘put the customer first’ in everything you do.

T&C Supervision / Adviser onboarding

Help with adviser supervision and the adviser recruitment process and sign-off. This is about more than just compliance, it’s about genuinely improving standards. A good T&C programme helps your firm retain its best staff and attract new talent. A poor one can expose your business to accusations of misconduct and financial penalties.

Who are Secure Compliance?

Director Rob Abbot founded Secure Compliance in 2004 with a vision to achieve excellence for his clients and business partners by upholding three core values of honesty, integrity and professionalism. We seek to deliver our broad range of expert compliance consultancy and support through superior service, clarity of communication and respect for our clients’ wishes at all times.